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We quit using Pay Pal after twice having our card numbers stolen.
I made one purchase, and immediately after, my card was used elsewhere. We reported the bogus charges and our CC companies immediately canceled and reissued new cards.
In the rarest of rare cases, when our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents.
The ID documents help us ensure that the purchases were indeed made by a genuine card holder.
The 3D Secure password adds an additional layer of security through identity verification for your online debit card transactions.†This password, which is created by you, is known only to you.
This ensures that only you can use your card for online purchases.
What I do recommend when making online purchases is this: Do not check the box to save your CC info in your account.
We apologize for any inconvenience that may be caused to customers and request them to bear with us in the larger interest of ensuring a safe and secure environment for online transactions.
The 3D Secure password is implemented by VISA and Master Card in partnership with card issuing banks under the "Verified by VISA" and "Mastercard Secure Code" services, respectively.
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